:root{--bg:#f6f8f7;--card:#fff;--text:#1c2523;--muted:#5f6b68;--accent:#0f766e;--accent-dark:#115e59;--accent-soft:#e6f4f1;--border:#dfe6e4;--warn:#b45309;color-scheme:light}*{box-sizing:border-box}body{background:var(--bg);color:var(--text);word-break:keep-all;overflow-wrap:break-word;margin:0;font-family:system-ui,-apple-system,Apple SD Gothic Neo,Malgun Gothic,Noto Sans KR,sans-serif;line-height:1.65}a{color:var(--accent)}.container{max-width:960px;margin:0 auto;padding:0 20px}.site-header{background:var(--card);border-bottom:1px solid var(--border)}.site-header .container{align-items:center;gap:16px;min-height:60px;display:flex}.brand{color:var(--text);flex-shrink:0;align-items:center;gap:8px;font-size:1.2rem;font-weight:800;text-decoration:none;display:flex}.brand__logo{background:var(--accent);color:#fff;border-radius:8px;place-items:center;width:32px;height:32px;font-weight:800;display:inline-grid}.nav{scrollbar-width:none;gap:2px;min-width:0;margin-left:auto;display:flex;overflow-x:auto}.nav::-webkit-scrollbar{display:none}.nav.nav--overflow{mask-image:linear-gradient(90deg,#000 85%,#0000)}.nav a{color:var(--muted);white-space:nowrap;border-radius:8px;padding:6px 10px;font-size:.95rem;font-weight:600;text-decoration:none}.nav a:hover{color:var(--text);background:var(--bg)}.nav a[aria-current=page]{color:var(--accent);background:var(--accent-soft)}main{padding-top:28px;padding-bottom:48px}h1{margin:0 0 10px;font-size:clamp(1.6rem,4vw,2.2rem);line-height:1.25}h2{margin:36px 0 12px;font-size:1.3rem}.lead{color:var(--muted);margin:0 0 22px;font-size:1.05rem}.card{background:var(--card);border:1px solid var(--border);border-radius:14px;padding:20px}.btn{font:inherit;background:var(--accent);color:#fff;cursor:pointer;border:0;border-radius:10px;justify-content:center;align-items:center;padding:10px 18px;font-weight:700;text-decoration:none;display:inline-flex}.btn:hover{background:var(--accent-dark)}table.data{border-collapse:collapse;background:var(--card);border:1px solid var(--border);font-variant-numeric:tabular-nums;border-radius:12px;width:100%;overflow:hidden}table.data th,table.data td{border-bottom:1px solid var(--border);text-align:left;padding:10px 14px}table.data td.num,table.data th.num{text-align:right}table.data tr:last-child td{border-bottom:0}table.data thead th{background:var(--accent-soft);font-size:.92rem}table.data tr.total td{background:#fafcfb;font-weight:800}.table-wrap{overflow-x:auto}.note{color:var(--muted);font-size:.9rem}.grid{grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px;display:grid}.link-card{color:var(--text);flex-direction:column;gap:4px;text-decoration:none;display:flex}.link-card:hover{border-color:var(--accent)}.link-card strong{color:var(--accent)}.link-card span{color:var(--muted);font-size:.92rem}.chips{flex-wrap:wrap;gap:8px;display:flex}.chips a{border:1px solid var(--border);background:var(--card);color:var(--text);border-radius:999px;padding:6px 12px;font-size:.92rem;text-decoration:none}.chips a:hover{border-color:var(--accent);color:var(--accent)}.faq{gap:8px;display:grid}.faq summary{cursor:pointer;font-weight:700}.faq details p{color:var(--muted);margin:8px 0 0}.calc{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:16px;display:grid}@media (width<=760px){.calc{grid-template-columns:1fr}}.fields{gap:14px;display:grid}.field{gap:4px;display:grid}.field>span{font-size:.95rem;font-weight:700}.field small{color:var(--muted);font-size:.82rem}.field input,.field select{font:inherit;border:1px solid var(--border);color:var(--text);font-variant-numeric:tabular-nums;background:#fff;border-radius:10px;width:100%;padding:10px 12px;font-size:1.05rem}.field input:focus,.field select:focus{outline:2px solid var(--accent);outline-offset:1px}.field-row{grid-template-columns:1fr 1fr;gap:12px;display:grid}.segmented{flex-wrap:wrap;gap:6px;display:flex}.segmented label{flex:1;min-width:90px;position:relative}.segmented input{opacity:0;clip:rect(0 0 0 0);pointer-events:none;width:1px;height:1px;margin:0;position:absolute;overflow:hidden}.segmented span{text-align:center;border:1px solid var(--border);cursor:pointer;background:#fff;border-radius:10px;padding:9px 10px;font-size:.95rem;font-weight:600;display:block}.segmented input:checked+span{border-color:var(--accent);background:var(--accent-soft);color:var(--accent-dark)}.segmented input:focus-visible+span{outline:2px solid var(--accent)}.hero-result{background:var(--accent);color:#fff;border-radius:14px;margin-bottom:14px;padding:18px 20px}.hero-result small{opacity:.85;font-size:.9rem}.hero-result strong{font-variant-numeric:tabular-nums;font-size:clamp(1.7rem,5vw,2.3rem);line-height:1.2;display:block}.hero-result span{opacity:.9;font-size:.92rem}.warn{color:var(--warn);font-weight:600}.site-footer{border-top:1px solid var(--border);background:var(--card);color:var(--muted);padding:20px 0;font-size:.88rem}@media (width<=640px){.site-header .container{gap:10px}.nav a{padding:6px 8px;font-size:.9rem}}